摘要
互联网金融由互联网精神向传统金融行业侵入并与之结合而产生。互联网金融相对于传统的商业银行而言具有更强的开放性、更低的成本以及更加便捷的特点。而这些特点决定了商业银行不得不面临着互联网金融所带来的巨大挑战。面对这些挑战,商业银行需要在互联网金融发展背景下认知到自身的不足并找到相应的应对策略。
Internet bank is a finance sector combined the financial services with internet technology .Obviously, internet banking with the characteristic of open, low cost and convenience compared to traditional commercial banks. And these characteristics determine the commercial banks have to face the enormous challenges. Faced with these challenges, commercial banks need to know their own deficiencies and find the corresponding response strategy.
出处
《长春金融高等专科学校学报》
2015年第4期43-46,共4页
Journal of Changchun Finance College
关键词
互联网金融
商业银行
劣势
策略
internet banking
commercial bank
disadvantage
strategy
作者简介
王研（1981-），男，吉林大安人，长春金融高等专科学校计算机系实验师。
