摘要
本文介绍了社会融资规模概念的提出及内涵,利用中国人民银行编制并发布的社会融资规模数据,着重分析了中国社会融资规模的特征及社会融资规模与主要经济指标的相关性。发现中国社会融资规模具有以下三个特点:一是融资的区域平衡性增强;二是融资的集中度呈下降趋势;三是区域融资结构存在差异,中部和西部地区对人民币贷款的依赖程度高于东部地区,东部地区直接融资比例较高。社会融资规模与主要经济指标的相关系数均高于人民币贷款。
This paper introduces the concept and connotation of aggregate financing to the real economy （AFRE）, using the data of AFRE that compiled and published by the People＇ s Bank of China, then analyzes the characteristics of the China＇ s AFRE and the correlation of main economic indicators. We find that China＇ s AFRE has three character- istics： firstly, the regional distribution becomes more balanced; Secondly, the financing concentration is on decline; Thirdly, there are some regional differences in financing structure, central and western regions of the dependence of the RMB loan is higher than eastern region, eastern region＇ s proportion of direct financing is higher than other area. AFRE and the correlation coefficient of main economic indicators are higher than RMB loans.
出处
《区域金融研究》
2015年第3期16-19,共4页
Journal of Regional Financial Research
基金
国家哲学社会科学基金重大项目(08&ZD024)
关键词
社会融资规模
经济指标
特征
Aggregate Financing to the Real Economy
Economic Indicator
Characteristic
作者简介
胡振，男，安徽阜阳人，中国农业大学金融学专业博士研究生，研究方向为金融理论与政策、农村金融研究。
李娜，女，陕西汉中人，吉林农业大学经济管理学院，研究方向为农村金融、区域发展。
