摘要
股权众筹(Equity Crowdfunding)作为互联网金融的一种创新模式,深刻地冲击着传统融资模式和金融法制。作为新生事物,国内立法及监管政策尚未"落地",因此存在涉及非法集资活动的法律风险和道德风险。文章通过对我国股权众筹平台运营模式及法律、道德风险的梳理,借鉴美国关于股权众筹的立法经验,提出加快众筹法规体系建设,准确界定股权众筹合格投资者、建立健全社会征信体系、加强对信息风险研究和监管的立法及监管建议。
As an innovative model of Intemet finance, equity crowdfunding has profound impact on the traditional financing and financial law. As a novelty, the domestic legislation and regulatory has not yet confirmed its validity. So it would be related to legal risk in illegal fund- raising activities and moral hazard. Through researching on business model and its the legal, moral hazard of our equity crowdfimding, drawing on experience with US legislation, proposed the suggestion that speed up the construction of crowdfunding legal system, exact definition of qualified investors, establish a sotmd social credit system, strengthen research on regulatory of information risk.
出处
《财经科学》
CSSCI
北大核心
2015年第3期14-21,共8页
Finance & Economics
作者简介
周灿（1982-），女，中国政法大学国际法学院（北京，100088），博士生。研究方向：国际金融法、互联网金融。
