摘要
环境污染责任保险是保险业参与环境保护的重要工具之一,具有行政上的强制性和经营上的市场性特点。因而,既要有效地把握政府参与的尺度,又要调动保险公司参与的积极性,是保证建立环境污染责任保险长效机制的根本所在。本文通过对各省开展环境污染责任保险管理模式的对比分析,针对环境污染责任保险开展中的主要矛盾,在法律规范和政府责任的选择上进行了较为深入的探讨,为中国特色的环境污染责任保险的开展提供一点建议。
The environmental pollution liability insurance is one of the important tools for the insurance industry to participate into the field of environmental protection. It is both administratively mandatory but also market-oriented in operation. Thus, carefully tailoring the level of government involvement and mobilizing enthusiasm of insurance companies to participate in this business is vital for establishing a long-term effective mechanism for environmental pollution liability insurance. This paper made a comparative analysis of the environmental pollution liability insurance management modes in different provinces, addressed thoroughly the choice of legal norms and government responsibility in view of the main contradictions, and provided some suggestions for carrying out China＇ s environmental pollution liability insurance.
出处
《保险研究》
CSSCI
北大核心
2013年第8期19-23,共5页
Insurance Studies
关键词
环境污染责任保险
法律规范
政府责任
environmental pollution liability insurance
legal norms
government responsibility
作者简介
王小江，河北经贸大学绿色金融研究所所长，教授，经济学硕士，主要研究方向：金融风险分析与评估、绿色金融政策与制度、环境经济政策等
冯文丽，河北经贸大学金融学院副院长，教授，博士，硕士生导师，主要研究方向：农业保险、政策保险。
