摘要
加入WTO之后 ,中国银行业面临着更加激烈的竞争 ,中国银行业整体上的竞争力与外资银行存在着明显的差距。从长远来看 ,加入WTO对于中国银行业来说将是净收益 ;但从短期或中期来看 ,对于中国银行业可能是成本大于收益。如何扬长避短、趋利避害 ,是中国银行业殛待研究解决的课题。为了使中国的银行业在激烈的竞争中能够立于不败之地 ,必须制定正确的战略和策略 ,充分利用短暂而十分宝贵的五年过渡期 ,加快国有商业银行的自身改造、彻底改善商业银行的运营环境、加强对外资银行的监管。
China's banking will be confronted with a keen competition after China entering to the WTO.In the long run,there is still an obvious gap between China's banking and foreign banking.But maybe in the shortterm or mid\|term run,China's banking will gain more from joining in WTO,the cost will be more than profits.Therefor,it is an important issue for China's banking to make the best use of the advantages and bypass the disadvantages.To ensure Chinese banks be health and strong in the fierce competition,correct strategy and tactics should be made.We should make full use of short and precious five years period transition,speed up the reforming of stated\|owned banks,accelerate the pace of its self\|remolding,gradually improve the operation environment and enhance supervision on foreign banks
出处
《金融研究》
CSSCI
北大核心
2000年第3期37-46,共10页
Journal of Financial Research
关键词
WTO
中国
银行业
发展战略
WTO,banking,competition situation,development strategy.
