摘要
"以房养老"对解决我国面临的养老金支付有重要的意义。但是在实践中,我国老年群体参与的积极性并不高,本文在社会调查的基础上,进行了数据整理并且使用Logit模型进行了实证研究,得出影响中国老年群体参与其中的关键因素是传统习惯影响的结论,并且就此提出解决问题的设想。
Reverse mortgage has important meaning in solving China＇s pension payments crisis. In practice, however, it is not welcomed by our older age groups. What is reason？ This paper, on the basis of the social survey, made data processing and did an empirical study using Logit model. The conclusion is that the key factors here is affecting of traditional customs. Based on this conclusion the paper proposes a suggestion of solving problems.
出处
《东北财经大学学报》
2011年第2期78-82,共5页
Journal of Dongbei University of Finance and Economics
基金
辽宁省教育厅科研项目"辽宁省开展住房反向抵押贷款可行性探讨"(2009B068)
作者简介
朱劲松（1954-），男，安徽来安人，副教授，主要从事保险学方面的研究。E-mail：zhujinsong1954@126．com
