摘要
建设社会主义新农村离不开农村金融体系的支持。文章在对几个农村金融体系比较完善的国家进行考察的基础上,分析了我国农村金融供给体系的现状和存在问题。文章认为,应通过创新需求层次,构建多层次供求均衡的现代农村金融体系;创新信贷供给主体,构建我国开放的、多元化的和多主体竞争的农村金融体系;创新发展思路,应对农村金融供给的"市场失灵";创新法律和监管制度,优化农村金融商业运作模式和培育信用文化等举措,逐步提高农村金融服务质量和水平,建立现代农村金融制度。
The construction of new socialist countryside requires the support of rural financial system. Through investigation on some countries that have comparatively perfect rural finance system, the paper reveals current situation and problems of the system in China, and indicates its future directions. First, innovate hierarchy of needs for the construction of multiple supply and demand balance system in modem rural finance; second, establish the rural financial system, open multi-cultural and competitive by innovating the mainstay of credit supply; third, innovate the developing train of thought to deal with ＂Market Failure＂ of finance supply; and finally, the modernized financial rules must be instituted by innovating financial regulations, optimizing business operation and credit culture, and upgrading rural financial quality of service.
出处
《改革与战略》
北大核心
2011年第1期85-88,共4页
Reformation & Strategy
关键词
农村金融供给
结构性失衡
金融体制改革
农村金融发展基金
supply of rural finance
structural disequilibrium
reform of the financial system
rural financial development fund
作者简介
薛保社（1979-），男，河南范县人，中共漯河市委党校政治经济学教研室副主任，讲师，研究方向：农村经济改革与发展。
