摘要
长期以来,我国农村地区金融服务供给不足,严重制约了我国农村经济的发展,也成为"三农"问题不能有效解决的重要因素。解决"三农"问题的关键之一在于能否为农村提供充足的、多层次的金融服务支持。尽管小额贷款公司的诞生有效地缓解了我国农村金融服务供给不足的矛盾,但小额贷款公司在运营过程中也出现了诸多问题,文中分析了这些问题并提出解决这些问题的相关措施。
For a long time,sever lack of financial services in rural areas of China has restricted rural economic development,and it has also become the important factor to ineffectively resolve issues of agriculture,farmer and rural area. The key to solving issues of agriculture,farmer and rural area lies in whether providing adequate and multi-level finan-cial services for rural areas. The birth of micro-credit companies has effectively relived the shortage of rural financial services; however,micro-credit companies appeared a lot of problems in the process of operation. The aim of this article is to analyze these problems and then propose relevant measures to solve these problems.
出处
《商业研究》
CSSCI
北大核心
2010年第11期120-123,共4页
Commercial Research
关键词
小额贷款公司
融资
对策
micro-credit companies
financing
countermeasures
作者简介
金麟根（1951-）男，上海人，上海海洋大学经济管理学院教授，研究生导师，研究方向：农村金融、农业保险；
杨云聪（1985-）男，山东临沂人，上海海洋大学经济管理学院研究生，研究方向：农村金融；
张聪（1984-）女，山东滨州人，上海海洋大学经济管理学院研究生，研究方向：产业经济、企业社会责任。
