国有商业银行改革的逻辑:一个政治经济学视角被引量：3

Analysis of The Reform of State-owned Commercial Banks:A Political Economy Perspective

在线阅读下载PDF

导出

摘要本文通过一个政治经济学视角分析了国有商业银行改革的逻辑,重点分析了国有银行改革的三个关键领域:股份制改革、市场化和财务重组,分析各个领域改革背后的逻辑以及存在的问题。结论是尽管改革的方向是正确的,取得了很大的成绩,但是由于政府更多地考虑了自身的成本和收益,改革主要停留在技术层面而回避了深层次的本质问题,而且政府追求短期化目标的结果是短期内银行财务状况的改善是以长期内风险累积为代价。最后得出了一些政策建议。

作者类承曜

机构地区中国人民大学财政金融学院

出处《中央财经大学学报》 CSSCI 北大核心 2009年第2期25-31,共7页 Journal of Central University of Finance & Economics

关键词国有商业银行改革股份制改革财务重组

分类号 F832.1 [经济管理—金融学]

作者简介类承曜，男，山东蒙阴人，中国人民大学财政金融学院副教授，投资研究所副所长。

引文网络
相关文献

参考文献13

1Anderson, Jonathan, 2006, "How real is Chinag bank cleanup?" UBS Investment Research, 18 January.
2Biais, Bruno, and Gilles Recasens (2001), “Corrupt Judges, Upwardly Mobile Entrepreneurs and Social Costs of Liquidation: The Political Economy of Bankruptcy Laws,” Universite de Toulouse, unpublished manuscript, March.
3Ding Lu , Shandre M Thangavelu , Qing Hu, "Biased Lending and Non-performing Loans in China's Banking Sector", The Journal of Development Studies, 2005, 41:1071 - 1091.
4Garcc a-Herrero A. , S. Gavila and D. Santabarbara, 2006, CESifo Economic Studies, Vol. 52, 2/2006, 304 - 363.
5Heffernan, S. and Fu, Maggie, “China : The Effects of Bank Reform on Structure and Performance” (July 2005 ) . Cass Business School Faculty of Finance Working Paper No. WP-FF-19-2005.
6Olson, Mancur. The Logic of Collective Action. Cambridge, MA: Harvard University Press, 1965.
7Peltzman, Sam. 1976. "Toward a More General Theory of Regulation. " Journal of Law and Economics 19 (1, April) : 109 -148.
8Podpiera, Richard, 2006, “ Progress in China's Banking Sector Reform: Has Bank Behavior Changed?” IMF Working Paper WP/06/71, Washington, DC: IMF.
9Stigler, George J. 1971. "The Theory of Economic Regulation. " Bell Journal of Economics and Management Science 2 ( 1, Spring) : 3 -21.
10张杰.注资与国有银行改革:一个金融政治经济学的视角[J].经济研究,2004,39(6):4-14. 被引量：117

二级参考文献25

1刘遵义,钱颖一,银温泉.关于中国的银行与企业财务重组的建议[J].改革,1994(6):25-38. 被引量：24
2钱颖一.企业的治理结构改革和融资结构改革[J].经济研究,1995,30(1):20-29. 被引量：270
3张杰.中国金融改革的检讨与进一步改革的途径[J].经济研究,1995,30(5):3-10. 被引量：70
4张春霖.论国有企业的债务问题[J].改革,1996(1):22-33. 被引量：31
5Allen, Franklin and Gale Douglas, 1997, Financial Markets, Intermediaries and Inter-temporal Smoothing, Journal of Political Economy( 105), pp.523-546.
6Boot, A W and Thakor, A V , 1996, Financial System Architecture, Working Paper (Indiana University).
7Clarke, Geroge R G , and Cull,Robert, 1999, Getting to Yes, World Bank, Development Research Group, Washington, D C.
8Demirg-Kunt, Asli and Levine, Ross, 1999, Bank-Based and Market-Based Financial Systems: Cross-Country Comparisons, World Bank,Working Paper.
9Dewatripont, M and Maskin, E, 1989, Credit and Efficiency in Centralized and Decentralized Economies, Mimeograph, Harvard University, Aug.
10Diamond, D, 1984, Financial Intermediation and Delegated Monitoring. Review of Economic Studies(59) : pp. 393-414.