摘要
为了从理论上解释《最高人民法院关于审理海上保险纠纷案件若干问题的规定》(简称《规定》)中有关海上保险代位求偿权的法律规定,通过分析代位求偿权的基本概念、第三人在代位求偿诉讼中常见的抗辩理由、第三人抗辩保险合同的法律依据、《规定》第14条对第三人抗辩保险合同的否定、《规定》第14条与《中华人民共和国海商法》第252条之间的关系,认为代位求偿权是一种仅仅存在于保险人与被保险人之间的基于海上保险合同的相对权利,因而第三人不能通过抗辩保险合同来抗辩保险人的代位求偿权,并且,第三人只能以对抗被保险人的理由来抗辩保险人的代位求偿权;阐述《规定》第14条给代位求偿权带来的影响.
In order to interpret the regulations theoretically about marine insurance subrogation right in The Supreme People＇ s Court Regulations of Several Issues in Hearing Marine Insurance Dispute Cases （hereinafter referred to as） Regulations, through analyzing the fundamental conception of the right of subrogation, the third party＇ s usual defending reasons in subrogation suit, the third party＇ s law basis on defending insurance contract and the negative answer to it in article 14 of the Regulations, the relation- ship between article 14 of the Regulations and article 252 of CMC, the subrogation right, based on the marine insurance contract, is an one-to-one right which only exists between the insurer and the assured, and therefore the third party can not defend the insurer＇ s subrogation right by defending the marine insur- ance contract, and the third party can only defend the insurer＇ s subrogation right by using the reasons which he can defend the assured. The prospect of influence of article 14 of Regulations on the right of subrogation is also demonstrated.
出处
《上海海事大学学报》
北大核心
2007年第4期89-94,共6页
Journal of Shanghai Maritime University
关键词
海上保险
代位求偿权
相对权利
抗辩
marine insurance
subrogation right
relative right
defense
作者简介
李文湘（1964-），男，河南唐河人，讲师，硕士，研究方向为海上保险法，（E-mail）smu163@163．com.
