摘要
本文从高校、银行、政府三方面全面地分析了高校贷款的现状及高校贷款问题的成因,并提出对策和建议。笔者认为,由于高等教育的准公共性,单由高校一方或政府一方还贷都是缺乏合理性的,除了要采取加大财政投入力度、严格贷款审批程序、完善教育经费投入机制、扩充高校经费来源渠道等措施外,笔者建议建立高校和政府合理分担的还款机制来解决我国目前存在的高校贷款问题,旨在为高校贷款问题的解决提供一点思路。
This article has comprehensively analyzed the present situation and original reason for the college loan problem from three aspects including the college, the bank and the government, and proposed some countermeasures and suggestions. The author deems that, as a result of quasi-commonality of higher education, it is unreasonable that the college loan is returned by either the college or the government alone. In addition to increasing the amount of financial investment, strictly controlling the procedure of examining and approving the loan contracts, perfecting the mechanism of investment on education and expanding the channels of raising educational funds, the author advises, for the purpose of providing an idea for solving the problem, to establish a mechanism which is designed to solve the present college loan problem through allocating the expense shared by the college and the government reasonably.
出处
《安徽农业大学学报（社会科学版）》
2007年第6期31-35,共5页
Journal of Anhui Agricultural University:SOC.SCI.
关键词
高校贷款
现状
成因
对策建议
college loan
present situation
reasons of formation
countermeasures and suggestions
作者简介
彭树燕（1982-），女，汉族，安徽凤台人，安徽农业大学经济贸易学院硕士生。
方明（1967-），男，汉族，安徽桐城人，安徽农业大学教育科学研究所所长，硕士生导师，博士。
