我国寿险业经营效率与银行保险的贡献分析被引量：9

Operating Efficiency of Life-Health Insurance Industry and Contribution of Bancassurance

导出

摘要当前,银行保险已成为我国仅次于个人代理之后的第二大营销渠道,对寿险公司经营的影响日益显著,但银行保险能否提升寿险公司的经营效率呢?本文以我国寿险公司2004年和2005年的相关数据,采用数据包络分析法(Data Envelopment Anal-ysis,DEA)探讨寿险公司之经营效率,并进一步利用Tobit回归方法分析银行保险业务对寿险公司经营效率的影响。 At present, Bancassurance has become the second most important marketing channel next to individual agent and plays a vital role in life - health insurance companies. However, can Bancassurance really improve the operating efficiency of life - health insurance companies？ This study applies data envelopment analysis to estimate operating efficiency of life - health insurance companies, and further analyzes Bancassurance＇ s effect on the operating efficiency of those companies with Tobit regression model.

作者淦其伟胡三明

机构地区西南财经大学金融学院西南财经大学保险学院

出处《财经科学》 CSSCI 北大核心 2007年第9期31-36,共6页 Finance & Economics

关键词银行保险数据包络分析法经营效率 TOBIT回归 Baneassurance data envelopment analysis operating efficiency Tobit Regression

分类号 F842.6 [经济管理—保险] F832.2 [经济管理—金融学]

作者简介淦其伟（1977-），男，西南财经大学金融学院（成都，610074），博士生,研究方向：金融学胡三明（1978-），男，西南财经大学保险学院（成都，610074），博士生研究方向：保险精算

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参考文献7

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