摘要
本文以“银校合作”三大主体在高校贷款过程中的行为失范为研究视角,解释了我国内地高校贷款困境产生的根源:高校因教育市场主体地位的缺失导致“投资饥渴症”;银行由于高校有“国家信用”,敢于放贷;政府规制实效滞后、成本过高并产生寻租行为。应该“追根溯源”,切实规范“银校合作”主体的行为,从而解决高校贷款的困境。
This paper traces the roots of the loan crisis of universities with the investigation of the disorder of three main bodies, i.e. universities, banks and governments. The universities are now hunger and thirst for investments caused by the absence of the principal status while the banks consequently lend a large amount of money to universities without considering risks. In such situation, the government did not issue regulations in time to direct the universities and banks, which has led to a high cost and growth of rents. This paper tries to analyze the problem and suggests making regulations to direct activities of the three main bodies so as to relieve the loan crisis of the universities.
出处
《复旦教育论坛》
2007年第3期9-11,21,共4页
Fudan Education Forum
关键词
银校合作
高校贷款
市场主体地位
国家信用
规制
the cooperation of universities and banks
university loan
principal statue in the market
national credit
regulation
作者简介
张万朋，1970年生，男，湖南新邵人，华东师范大学公共管理学院教育管理学系系主任，副教授，研究方向为教育经济与管理；
陆晓燕，1982年生，女，上海宝山人，华东师范大学公共管理学院教育管理学系在读硕士研究生，研究方向为教育经济与管理。
