摘要
美国金融控股公司加重责任制度的主要内容是,要求金融控股公司完全或部分地保证其所管理的子公司的清偿能力,向其不能清偿债务的子公司重新注入资金,或向政府机构赔偿因子公司经营失败而给公众债权人造成的损失,或赔偿公共保险基金。美国的相关理论学说不能对该制度做出全面的解释。该制度产生的深层次原因是为了抑制金融控股公司中特有的道德风险问题。我国金融控股公司立法应当借鉴加重责任制度。
Under the US system of enhanced obligations, financial holding companies are required to guarantee （in whole or in part） the solvency of their regulated subsidiaries, recapitalize insolvent subsidiaries, or to compensate government agencies or public insurance funds for losses that their failed subsidiaries have incurred on public claimants. The reason for the introduction of enhanced obligations is that it can reduce special moral hazards of financial holding companies. China can learn from the US system when adopting the law on financial holding companies in the future.
出处
《环球法律评论》
北大核心
2006年第6期725-737,共13页
Global Law Review
