摘要
客户信用分析是商业银行风险管理的基础,而风险管理是商业银行取得经营成功的关键。本文用多元统计中的判别分析为方法,探讨了中国社会这个信用相对缺失的大环境下,如何实现对于商业银行客户贷款资信的综合评价。
Risk management is the basis of customer credit analysis, the key to successful operations of commercial banks. This thesis is aimed to discuss how to generally evaluate customer credit by discriminant analysis in China, where credit is relatively scarce for individuals and companies.
出处
《湖南广播电视大学学报》
2005年第3期63-65,共3页
Journal of Hunan Radio and Television University
关键词
商业银行风险管理
客户资信分析
判别分析
Risk management for commercial banks Credit evaluation for customers Discriminant analysis
作者简介
邓恩（1978～ ）,男,湖南广播电视大学助教.湖南长沙 410004
