摘要
非正规金融在亚非许多发展中国家的农村地区都是一种普遍存在的现象,并以其多种表现形式、融资效率和有效的作用机制而显示出强大的生命力。改革开放以来,在历史上曾经存续几千年的非正规金融活动在我国的广大地区,特别是在正规金融供给严重不足的农村地区再度兴起和活跃起来,但我国的非正规金融活动一直处于无合法身份和无政策依据的状态中。为此,借鉴发展中国家的经验,建立适当的非正规金融政策安排十分必要。
Informal finance exists extensively in the rural areas of many Asian and African developing countries and shows strong energy due to its flexible organizations, efficient financing and effective functional system. After the reform, informal financial activities which have existed in China for several thousand years appeared again and became very active in most areas, especially in the rural areas where formal finance can not supply enough funds. However, China＇s informal finance has been in an illegal situation without policy support. Therefore, it is necessary to study developing countries＇ experience and establish appropriate policy arrangements in China.
出处
《改革》
CSSCI
北大核心
2005年第9期73-79,共7页
Reform
基金
中国博士后科学基金项目<中国民间金融:金融的边缘化与金融制度创新>(批准号:2003033257)
山东省人文社科规划重点项目<非正规金融的边缘化发展与金融制度创新>(批准号:03BJJ25)
山东大学"985工程"二期哲学社会科学创新基地重大课题的资助
