摘要
各国在研究学生贷款的偿还问题时,对学生所承担债务负担的讨论是必不可少的。学生还款负担的轻重是衡量学生贷款方案是否科学合理的重要指标。本文对学生的贷款偿还负担进行国际比较,并对我国学生的还款负担作了实证分析;在阐述影响还款负担的主要因素的基础上,对我国国家助学贷款偿还模型的改进提出了一些合理化建议。
When people are researching student loan repayments, it is absolutely necessary to discuss the burden of student loan debt. The weigh of the student loan repayment burden indicates if the student loan scheme is reasonable. This paper compares the burden ratio in selected countries and regions, and analyzes the case in China. On the basis of expounding major factors affective the student loan burden, we put forward some suggestions for improving the NSLC repayment model in China.
出处
《比较教育研究》
CSSCI
北大核心
2004年第10期38-43,共6页
International and Comparative Education
关键词
学生贷款
贷款偿还负担率
贷款偿还模型
student loan
student loan repayment ratio
loan repayment model
