摘要
近年来,随着我国金融体制改革的不断深入,以及对外开放的进一步扩大,外资银行大举介入,商业银行之间的竞争也更加激烈。在传统的存贷款市场份额基本定型的情况下,我国商业银行要实现利润最大化目标,必须开发多种新的业务品种,以适应社会与公众对金融服务的需求。本文从分析我国商业银行发展中间业务存在的问题入手,对我国商业银行发展中间业务的策略进行了探讨。
In recent years, with the reform of our national financial system becoming more and more complex, and the door of our country becoming more and more open,the foreign banks have been involved with competition greatly.Since the traditional market share of both deposits and loans has become basically steady, if our commercial banks want to make the target of having the largest profit becoming true, they have to develop some new business to meet the social demands to financial service.In this paper,the developing of the mid- business in our commercial banks is discussed firstly,and some countermeasures to deal with intermediate business in our country are provided.
出处
《安徽农业大学学报（社会科学版）》
2003年第3期36-39,共4页
Journal of Anhui Agricultural University:SOC.SCI.
关键词
中间业务
商业银行
金融服务
发展策略
commercial bank
intermediate business
countermeasure</A>
