摘要
产业集聚区作为区域经济发展的关键节点,在国民经济发展中起到了有效的引领与示范作用,为普惠金融的发展提供了广阔的空间。但是由于目前普惠金融发展仍然存在着法律支撑体系不健全、业务发展不均衡、发展模式单一、商业可持续性有待提升等问题,产业集聚区在普惠金融发展中的作用尚未有效显现,因此亟需要从加强对产业集聚区的经济管理、强化金融监管等方面推动普惠金融业务在产业集聚区的发展,推动普惠金融业务的创新,进一步防范金融风险。
As a key node of regional economic development,industrial agglomeration areas have played an effective leading and demonstration role in the development of national economy,providing a broad space for the development of inclusive finance.However,due to the existing problems in the development of inclusive finance,such as imperfect legal support system,unbalanced business development,single development model and business sustainability to be improved,the role of industrial agglomeration areas in the development of inclusive finance has not yet been effectively demonstrated.Therefore,it is urgent to promote the development of inclusive finance’s financial business in the industrial agglomeration areas,promote the innovation of inclusive finance’s business and further prevent financial risks from strengthening economic management and financial supervision of the industrial agglomeration areas.
出处
《工程经济》
2022年第1期14-22,共9页
ENGINEERING ECONOMY
关键词
产业集聚区
普惠金融
拓展
Industrial Agglomeration Area
Inclusive Finance
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作者简介
许友清,现任中信银行唐山分行国际业务部总经理,高级经济师,主要从事产业经济、银行管理的研究。
