摘要
近年来,中资银行在海外拓展延伸的同时,合规风险也在不断增大,特别是,各国监管当局对洗钱犯罪及金融监管制裁不断发力,海外中资银行频遭反洗钱调查和处罚,面临的反洗钱合规风险日益显现。如何进行洗钱风险防控,成为海外中资银行一大金融挑战。本文通过分析当前国际反洗钱监管形势,中资银行海外经营面临的反洗钱合规风险与问题,为中资银行海外经营在反洗钱合规风险防控方面提供相应对策。
In recent years,while Chinese Banks are expanding overseas,compliance risks are also increasing.Especially the current situation of anti-money laundering supervision is more and more severe,and the supervision authorities of all countries pay more attention to the crimes of the money laundering and financial sanctions.The banks are frequently punished and investigated for anti-money laundering.The risks and problems of anti-money laundering are increasingly apparent.Therefore,how to prevent the risks has become a major financial challenge for the banks.This paper intends to provide relevant measures for the overseas Chinese banks to prevent the compliance risks of anti-money laundering by analyzing the current international supervision situation of anti-money laundering and the compliance risks and prevention faced by Chinese Banks in Anti-money laundering.
作者
罗永宣
Luo Yongxuan(Hechi City Central Sub-branch,the People’s Bank of China)
出处
《金融发展评论》
2019年第6期149-158,共10页
Financial Development Review
关键词
海外中资银行
反洗钱
合规风险
防范措施
Chinese-funded Bank
Anti-money Laundering
Compliance Risk
Prevention and Control Measures
