摘要
民营互联网金控是目前金控公司中备受关注,也让相关部门最难以平衡创新与监管的一类。本文在对我国潜在互联网金控公司梳理的基础上,分析了当前互联网金控公司存在浓厚非金融属性、内外部链接过多而不能倒、轻资产重数据、公司治理和人员结构不合理等方面的风险特质,并提出了具有针对性的政策建议。
Private Internet financial control is a category that is currently receiving attention from financial holding companies and making it difficult for related departments to balance innovation and regulation.This paper analyzes the current existence of Internet financial holding companies with strong non-financial attributes,excessive internal and external links,inability to reverse,light assets and heavy data,corporate governance and unreasonable personnel structure.The risk characteristics of the aspects,and put forward relevant suggestions.
作者
魏博文
陈一稀
Wei bowen;Chen Yixi(Taizhou Central Sub-branch,The People’s Bank of China;Hangzhou Central Sub-branch,The People’s Bank of China)
出处
《金融发展评论》
2019年第11期114-120,共7页
Financial Development Review
关键词
互联网金控
金融监管
金融风险
Internet Financial Holding Companies
Financial regulation
financial risk
作者简介
通讯作者:魏博文,硕士,中国人民银行台州市中心支行,E-mail:bw0001@126.com;陈一稀,博士,中国人民银行杭州中心支行。
