摘要
数字金融对资源型城市可持续发展与产业结构升级均存在一定的影响。基于此,本文在分析普惠金融对资源型城市可持续发展影响机理的基础上,基于2013-2019年116个资源型城市的面板数据,应用固定效应模型、中介效应模型考察了数字金融对可持续发展的促进效应。研究结果表明:第一,数字金融显著促进了产业结构升级,提升了资源型城市的产业转型与升级,提升了产业生产效率。第二,从所有的资源型城市来看,数字金融优化了资源型城市的产业结构,进而有效的促进了可持续发展能力的提升。第三,存在异质性,对于成熟型资源城市,数字金融对其可持续发展存在遮掩现象,且数字金融发展水平越高,对产业升级与可持续发展的影响更为突出。而对非成熟型城市只存在中介效应。本文的研究结论为资源型城市在推动可持续发展建设的过程中,恰当地运用数字金融工具促进可持续发展提供理论依据与建议。
Digital finance has a certain impact on the sustainable development and industrial structure upgrading of resource-based cities.Based on this,based on the analysis of the impact mechanism of Inclusive Finance on the sustainable development of resource-based cities,and based on the panel data of 116 resource-based cities from 2013 to 2019,this paper investigates the promotion effect of digital Finance on sustainable development by using fixed effect model and intermediary effect model.The results show that:first,digital finance significantly promotes the upgrading of industrial structure,improves the industrial transformation and upgrading of resource-based cities,and improves the industrial production efficiency.Second,from the perspective of all resource-based cities,digital finance optimizes the industrial structure of resource-based cities,and then effectively promotes the improvement of sustainable development ability.Third,there is heterogeneity.For mature resource cities,digital finance masks their sustainable development,and the higher the development level of digital finance,the more prominent the impact on industrial upgrading and sustainable development.There is only intermediary effect for immature cities.The research conclusion of this paper provides theoretical basis and suggestions for the appropriate use of digital financial tools to promote sustainable development in the process of promoting sustainable development and construction of resource-based cities.
作者
陶长琪
文双
TAO Changqi;WEN Shuang
出处
《金融发展》
2022年第1期1-13,共13页
Financial Development
基金
国家自然科学基金项目(71973055、72163008)
教育部人文社科项目(21YJA790069)
江西省社会科学基金(19YJ15)
江西省教育厅科技项目(GJJ190248)
关键词
数字金融
资源型城市
可持续发展
中介效应
Digital Finance
Upgrading of Industrial Structure
Sustainable Development
Resource-based Cities
Intermediary Effect
作者简介
陶长琪,江西财经大学统计学院教授、博士生导师;文双,江西财经大学统计学院硕士研究生。
