摘要
金融安全是国家安全的重要组成部分,防止发生系统性金融风险是金融工作的永恒主题。本文分析总结了以往风险评价体系的研究成果,深入分析政府债务成因和偿债能力影响因素,提出了债务风险评价的主要思路,并对银行如何主动防范化解系统性金融风险提出了建议。地方财权事权不匹配、刚兑预期和信息不透明是债务风险不断累积的根源性原因,金融机构必须结合自身的信用优势,推动债务在空间和时间上的合理分布,将风险防控和推动地方经济高质量发展相结合。
Financial security is an important part of national security. Preventing systemic financial risks is the eternal theme of financial case. The paper analyzes and summarizes the previous research of risk assessment system,deeply analyzes the causes of government debt and the influence of solvency, and puts the main ideas of risk assessment.Development finance must combine its own credit advantages, and promote the rational distribution of debt in space and time, and combine risk prevention with promoting the high-quality development of local economy.
出处
《开发性金融研究》
2022年第5期54-64,共11页
Development Finance Research
关键词
政府债务
隐性债务
风险预警
评价体系
Government Debt
Implicit Pension Debt
Risk Warning
Assessment System
