摘要
随着大数据技术的成熟和对征信业发展作用的重视,大数据技术在征信领域的应用逐渐深入,大数据征信也成为必然趋势。本文系统地分析了如今大数据征信的背景,大数据征信有关政策,国内外大数据征信及标准化相关研制现状,围绕大数据征信标准体系实现的意义,借鉴征信标准体系框架,提出大数据征信标准体系框架,为推进我国大数据征信的标准化、规范化提供参考。
With the maturity of big data technology and the importance attached to the development of credit investigation industry,the application of big data technology in the field of credit investigation gradually deepens,and big data credit investigation has become an inevitable trend.This paper systematically analyzed the background of the big data inquiry,the policy on the big data inquiry,standardization research status of big data inquiry at home and abroad.Centering on the significance of the realization of the standard system of big data credit investigation,and referring to the framework of the standard system of big data credit investigation,this paper puts forward the framework of the standard system of big data credit investigation,so as to provide reference for promoting the standardization and normalization of big data credit investigation in China.
作者
宋美娜
王晴川
刘毓
简赫廷
瞿成
李明凯
SONG Mei-na;WANG Qing-chuan;LIU Yu;JIAN He-ting;QU Cheng;LI Ming-kai(Beijing University of Posts and Telecommunications)
出处
《中国标准化》
2021年第9期94-98,共5页
China Standardization
关键词
征信
大数据征信
标准体系
credit investigation
big data credit investigation
standards system
作者简介
宋美娜,博士,教授,研究方向为服务计算、云计算与超大规模信息服务系统;王晴川,本科,研究方向为大数据与人工智能;刘毓,学士,研究方向为大数据与人工智能;简赫廷,学士,研究方向为大数据与人工智能;瞿成,研究方向为大数据与人工智能;李明凯,硕士,研究方向为大数据与人工智能。
