The paper presents a method to establish a new model to score personal credibility.It firstly establishes a model of neural network.And secondly uses Logistics regression to construct a final model by applying the res...The paper presents a method to establish a new model to score personal credibility.It firstly establishes a model of neural network.And secondly uses Logistics regression to construct a final model by applying the result (probability of default) of the neural network model.The experimental analysis shows that the new model is more stable than neural network model, and the forecasting accuracy of the new model is higher than simply using Logistic regression method.展开更多
文摘The paper presents a method to establish a new model to score personal credibility.It firstly establishes a model of neural network.And secondly uses Logistics regression to construct a final model by applying the result (probability of default) of the neural network model.The experimental analysis shows that the new model is more stable than neural network model, and the forecasting accuracy of the new model is higher than simply using Logistic regression method.
