In this paper, decision mechanism of credit-risk for banks is studied when the loan interest rate is fixed with asymmetry information in credit market. We give out the designs of rationing and non-rationing on credit ...In this paper, decision mechanism of credit-risk for banks is studied when the loan interest rate is fixed with asymmetry information in credit market. We give out the designs of rationing and non-rationing on credit risky decision mechanism when collateral value provided by an entrepreneur is not less than the minimum demands of the bank. It shows that under the action of the mechanism, banks could efficiently identify the risk size of the project. Finally, the condition of the project investigation of bank is given over again.展开更多
A novel classification algorithm based on abnormal magnetic signals is proposed for ground moving targets which are made of ferromagnetic material. According to the effect of diverse targets on earth's magnetism,t...A novel classification algorithm based on abnormal magnetic signals is proposed for ground moving targets which are made of ferromagnetic material. According to the effect of diverse targets on earth's magnetism,the moving targets are detected by a magnetic sensor and classified with a simple computation method. The detection sensor is used for collecting a disturbance signal of earth magnetic field from an undetermined target. An optimum category match pattern of target signature is tested by training some statistical samples and designing a classification machine. Three ordinary targets are researched in the paper. The experimental results show that the algorithm has a low computation cost and a better sorting accuracy. This classification method can be applied to ground reconnaissance and target intrusion detection.展开更多
The JTC technology deals with the problem of target tracking and target classification simultaneously within a unified framework.The fundamental idea of the JTC technology is that by taking advantage of the mutual exc...The JTC technology deals with the problem of target tracking and target classification simultaneously within a unified framework.The fundamental idea of the JTC technology is that by taking advantage of the mutual exchange of useful information between the tracker and classifier,significant improvements in performance of both target tracking and target classification can be expected.The principle of JTC technology is introduced.The existing JTC technologies are broadly categorized into two classes,i.e.,point-target-motion-model-based JTC and rigid-target-motion-based JTC,which are then compared in detail.The advance of the JTC technology is surveyed with comments on some related literatures.Finally,some opening topics of the JTC technology are discussed.展开更多
情感分类是一项具有较大实用价值的分类技术,它可以在一定程度上解决网络评论信息杂乱的现象,方便用户准确定位所需信息。目前针对中文情感分类的研究相对较少,其中各种有监督学习方法的分类效果以及文本特征表示方法和特征选择机制等...情感分类是一项具有较大实用价值的分类技术,它可以在一定程度上解决网络评论信息杂乱的现象,方便用户准确定位所需信息。目前针对中文情感分类的研究相对较少,其中各种有监督学习方法的分类效果以及文本特征表示方法和特征选择机制等因素对分类性能的影响更是亟待研究的问题。本文以n-gram以及名词、动词、形容词、副词作为不同的文本表示特征,以互信息、信息增益、CHI统计量和文档频率作为不同的特征选择方法,以中心向量法、KNN、Winnow、Na ve Bayes和SVM作为不同的文本分类方法,在不同的特征数量和不同规模的训练集情况下,分别进行了中文情感分类实验,并对实验结果进行了比较,对比结果表明:采用Bi Grams特征表示方法、信息增益特征选择方法和SVM分类方法,在足够大训练集和选择适当数量特征的情况下,情感分类能取得较好的效果。展开更多
基金This project was supported by Fubangs Science & Technology Company Ltd.
文摘In this paper, decision mechanism of credit-risk for banks is studied when the loan interest rate is fixed with asymmetry information in credit market. We give out the designs of rationing and non-rationing on credit risky decision mechanism when collateral value provided by an entrepreneur is not less than the minimum demands of the bank. It shows that under the action of the mechanism, banks could efficiently identify the risk size of the project. Finally, the condition of the project investigation of bank is given over again.
基金Sponsored by the National Natural Science Foundation of China (60773129)the Excellent Youth Science and Technology Foundation of Anhui Province of China ( 08040106808)
文摘A novel classification algorithm based on abnormal magnetic signals is proposed for ground moving targets which are made of ferromagnetic material. According to the effect of diverse targets on earth's magnetism,the moving targets are detected by a magnetic sensor and classified with a simple computation method. The detection sensor is used for collecting a disturbance signal of earth magnetic field from an undetermined target. An optimum category match pattern of target signature is tested by training some statistical samples and designing a classification machine. Three ordinary targets are researched in the paper. The experimental results show that the algorithm has a low computation cost and a better sorting accuracy. This classification method can be applied to ground reconnaissance and target intrusion detection.
文摘The JTC technology deals with the problem of target tracking and target classification simultaneously within a unified framework.The fundamental idea of the JTC technology is that by taking advantage of the mutual exchange of useful information between the tracker and classifier,significant improvements in performance of both target tracking and target classification can be expected.The principle of JTC technology is introduced.The existing JTC technologies are broadly categorized into two classes,i.e.,point-target-motion-model-based JTC and rigid-target-motion-based JTC,which are then compared in detail.The advance of the JTC technology is surveyed with comments on some related literatures.Finally,some opening topics of the JTC technology are discussed.
文摘情感分类是一项具有较大实用价值的分类技术,它可以在一定程度上解决网络评论信息杂乱的现象,方便用户准确定位所需信息。目前针对中文情感分类的研究相对较少,其中各种有监督学习方法的分类效果以及文本特征表示方法和特征选择机制等因素对分类性能的影响更是亟待研究的问题。本文以n-gram以及名词、动词、形容词、副词作为不同的文本表示特征,以互信息、信息增益、CHI统计量和文档频率作为不同的特征选择方法,以中心向量法、KNN、Winnow、Na ve Bayes和SVM作为不同的文本分类方法,在不同的特征数量和不同规模的训练集情况下,分别进行了中文情感分类实验,并对实验结果进行了比较,对比结果表明:采用Bi Grams特征表示方法、信息增益特征选择方法和SVM分类方法,在足够大训练集和选择适当数量特征的情况下,情感分类能取得较好的效果。
