摘要
通过对江苏省无锡市与扬州市两地农户入户调查与访谈结果显示,在经济发达地区,经济转型伴随着农户行为商业化,农户借贷与传统农区及经济欠发达地区存在较大差异。信息不对称、高交易费用、抵押资产缺乏流动性是约束农户借贷的主要因素。
Based on the investigation on the rural finance in Wuxi and Yangzhou, this paper reveals that asymmetrical information, high transaction cost and short of mortgage are the key factors to constrain the households to be involved in formal financial market. During the process of economic transformation, the behaviors of peasant households and rural enterprises are greatly different in rural and undeveloped areas.
出处
《中国社会科学院研究生院学报》
CSSCI
北大核心
2006年第4期49-52,共4页
Journal of Graduate School of Chinese Academy of Social Sciences
关键词
农户借贷
金融市场
金融基础建设
Peasant household credit, Formal and informal financial market, Financial in- frastructure construction
