摘要
让与担保所起的主要作用是将抵押权的标的物范围扩大到动产之上 ,从而实现动产担保的非移转占有化以兼顾债权之确保的需求和担保提供人对担保物用益之需求。对于这一功能我国已经通过动产抵押制度得以实现 ,已经没有必要再进行重复的制度设计。让与担保的第二个功能是简化担保物权实现的程序降低交易成本 ,但是这一功能违反了担保法的基本精神———寻求债权人与债务人之间的利益平衡 ,从而违反正义观念 ,因为其实际上规避了流质禁止条款而对债务人形成压迫。让与担保的其他功能 ,则完全可以通过对现行担保方式进行一定程度之完善而得以实现 ,而物权法没有必要创设在我国根本没有根基的让与担保制度 。
The main function of transferguaranty is to expand the scope of subject matter of hypothec to movable estate to realize the non transfer possession of movable estate guaranty, giving attention to the need of guaranteeing jus in personam and the need of guaranty provider's usufruct of guaranty. As to this function, it has been realized by the institution of personal estate hypothec in China. It's unnecessary to redesign it. Another function of transferguaranty is to simplify the procedure of realizing hypothec in order to cut the exchanging costs, but it runs contrary to the basic spirits of guarantee law, that is seeking interest balance between creditors and debtors. Therefore, it is against the concept of justice. Other functions can be realized by improving the existing way of guaranty in a certain degree. It's not necessary to establish transferguaranty institution in jus rerem of China, because it has no such basis.
出处
《政法论坛》
CSSCI
北大核心
2005年第2期169-175,共7页
Tribune of Political Science and Law
